• Monthly Coordination Meeting

    Executive Director Md. Akramul Haque Biswas are discussing with all office staff in Monthly Coordination Meeting.

  • Sheep firm

    A sheep firm of Atmabiswas Beneficiary.

  • Potato field

    A Potato field which is cultivated by Atmabiswas Beneficiary.

  • Duck Cultivation

    Duck Cultivation of Sumon Ali Atmabiswas Beneficiaries .

  • Dhaka Office

    Atmabiswas Executive Director Md. Akramul Haque Biswas and Japani Guest in Dhaka Office.

  • Scholarship

    ATMABISWAS has started a new move of awarding education scholarships to the meritorious children of the ultra Beneficiaries of the organization from 2015.

Micro Enterprise (ME) Programme

 

Initiated in 2006, the Micro Enterprise (ME) programme is one of the significant departures of ATMABISWAS that has created both self and wage-based employment opBeneficiaries   opportunities on a larger scale. From the field level experience of ATMABISWAS, it has been evident that the microfinance borrowers do not remain always small. They graduate over time with growing credit needs following an accelerating trend to either expand or diversify their existing enterprises. Realizing the fact that absence of larger credit might stagnant the growth of the progressive borrowers,ATMABISWAS consistently works towards strengthening its capacity to respond the development of ME sector.It has been the priority of ATMABISWAS to implement extensive capacity building programmes in the areas of ME management and lending, sub-sector analysis and value chain development. The highest loan ceiling of this programme is BDT 1 million for the proven and competent micro-entrepreneurs. Since the progressive micro-entrepreneurs create higher income opportunities not only for Beneficiaries themselves but also accelerate the opportunities of Beneficiaries wage based employment, provision of lateral entry for any prospective micro-entrepreneurs is also facilitated.

To expand entrepreneurs’ capacity, ME programme makes funding available both for working capital and fixed capital. ME loan  would be an extended repayment period compared to the regular one-year period in future. In addition, weekly repayments are optional for ME borrowers. For sustainable expansion and vibrancy of the micro-enterprise sector, ATMABISWAS attempts to explore sustainable and commercially feasible solutions by identifying the intricate links of the value chain development and market linkages.

 

ME lending is the major component that provides Beneficiaries financial services to the micro-entrepreneurs. Besides, capacity building support of Beneficiaries is in place to ensure efficient management of the micro-enterprise programme. In FY 2014-15, ATMABISWAS disbursed BDT 79.06 million to its Beneficiaries.. As of 30 June 2015, total  loan outstanding 45.46 million and number of borrowers is 871 with an average loan size of BDT 117415.

 

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Recent News & Notice

Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...


Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...


Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...


Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...


Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...


Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...


Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...


Scholarship

Scholarships are basically allocated in the field of medicine, engineering, agriculture, science & technology, commerce and humanities at the university level throughout Bangladesh. No. Of Scholarship Recipient each year (Current): 300 Students

Read more...


The Bangladesh Scholarship Council

The Bangladesh Scholarship Council (BSC) was established with a vision to assist students with potentials pursue higher education. In a developing country like Bangladesh where educational opportunities are not sufficient, many students are not ab......

Read more...



Program Highlights - Atmabiswas

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Rural Microcredit (JAGORAN)   Rural microcredit (JAGORAN) is the primary loan programme of ATMABISWAS. The programme focuses... Read more
Microcredit (UMC Urban)   The urban Beneficiaries    or are defined as the people who live within the boundaries of... Read more
Ultra Poor / Buniad Programme   The ultra Poor Beneficiaries ,also known as the Beneficiaries Porest of the Beneficiaries, are... Read more
Micro Enterprise (ME) Programme   Initiated in 2006, the Micro Enterprise (ME) programme is one of the significant departures of... Read more
Agriculture Sector Microcredit (ASM) One of the major hindrances of the growth of agriculture sector and development of... Read more
Seasonal Loan (SL)   With its more than two decades of working in the field, ATMABISWAS has experienced... Read more
Special Fund   ATMABISWAS receives funding requests from several organizations or individuals for diverse... Read more
Success Story Of Ashma Begum   Many of the metropolitan elites are acquainted with the multiple images of Beneficiaries   ... Read more
Scholarships   ATMABISWAS has started a new move of awarding education scholarships to the meritorious... Read more
Training   Exposure   sure Visit (Home) ATMABISWAS also organises short overseas training &... Read more
Income and Food Security For Ultra Poor   The programme has initiated in January 2011 and it is continuing through the Support of PKSF... Read more
Social Mobilization to Combat Women and Child Trafficking Programme(CWCTP)   This is a programme which targets to raise public awareness on preventing human especially... Read more

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